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Opening an Irish Bank Account
Document Checklist
Photographic proof of identity
Accepted: Current valid passport, passport card, EU national identity card, or EU/EEA driving licence with photograph (Irish provisional accepted at AIB)
Required: One original; photo and expiry date clearly visible
Cost: Free
The same document cannot serve as both proof of identity and proof of address.
Proof of Irish address
Accepted: Recent utility bill, correspondence from a regulated financial institution in Ireland, or a letter from a government department or body
Recency: Generally issued within the past 6 months (PTSB accepts utility bills within 5 months and Revenue documents within 11 months; PTSB does not accept mobile phone bills)
Cost: Free
The name on your proof of address must exactly match the name on your photo ID. AIB requires two proof-of-address documents if you are not currently resident in Ireland.
Immigration-status evidence (non-EU citizens at PTSB)
Accepted: A Stamp 4, 5 or 6 demonstrating the right to reside and work in the Republic of Ireland
Required: Only for non-EU citizens opening a Permanent TSB account
Cost: N/A (already issued)
PTSB may also request proof of income — for example 3 months of statements from your main current account and, in some cases, 2 recent payslips.
Passport for e-money onboarding (N26 / Revolut)
Accepted: A passport plus a video selfie, completed in the smartphone app
Address: No proof of Irish address required; a temporary Irish address with a valid Eircode (such as a hostel or hotel) may be used and updated later
Cost: Free on standard plans
E-money providers are not pillar banks; balances may not carry the same deposit-protection cover as a pillar-bank current account, so many people keep a pillar bank as their primary account for large balances.
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