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Opening a Bank Account in the UAE
Document Checklist
الهوية الإماراتية
Emirates ID
Required for: Resident account opening
Issued by: Federal Authority for Identity, Citizenship, Customs and Port Security (ICP)
The Emirates ID is the universal Know Your Customer (KYC) document for resident bank-account opening. Banks read your residence-visa data, sponsor information, and validity period directly from the chip on the card.
جواز السفر
Passport
Required: Original — with at least 6 months remaining validity
Required for: Non-resident accounts (sole document); resident accounts (supporting document)
Non-resident accounts are passport-based and typically require a higher minimum balance plus additional source-of-funds documentation.
إثبات العنوان
Proof of address in the UAE
Where to get: DEWA / SEWA / FEWA / AADC utility bill, Ejari (Dubai) or Tawtheeq (Abu Dhabi) tenancy contract, or your employer's letter confirming your accommodation
Required: Issued within the past 3 months
Some banks accept the Emirates ID's registered address; others require independent proof of UAE residential address. Confirm with the specific bank before the appointment.
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