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Open a UK Current Account (Barclays, Monzo, or Basic Bank Account)
Document Checklist
Photo identity document
Where to get: Existing passport, driving licence, or national ID card
Required: Original (digital photo capture in-app)
Barclays specifies 'proof of identity, like a passport or driving licence'. Monzo verifies via in-app photo capture plus a recorded selfie video.
UK residential address
Where to get: Your current UK address
Required: Provided in the application form
Both Barclays and Monzo require UK residency (not citizenship). Monzo states: 'UK residents only.'
UK mobile number
Where to get: UK SIM (pay-as-you-go or contract)
Required: Used for in-app authentication
Barclays states: 'Have a UK mobile number.' If you do not yet have one: 'If you don't have a UK mobile number, you can apply online instead.'
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