Suomi.fi e-Identification and Mobiilivarmenne (Mobile Certificate) Enrolment
Suomi.fi e-Identification is the national strong-authentication gateway. It is operated by the Digital and Population Data Services Agency (Finnish Digi- ja väestötietovirasto · Swedish Myndigheten för digitalisering och befolkningsdata, "DVV"). Newcomers usually enrol through Mobiilivarmenne · Mobilcertifikat (Mobile Certificate) issued by one of the three Finnish mobile operators, online banking codes from a Finnish bank, or the Citizen Certificate smartcard on the police-issued identity card.
Estimated time
Mobile Certificate activation is same-session — the credential is usable within minutes of bank-credential authentication at the operator portal. Online banking credentials are issued through the bank's own onboarding window, typically alongside account opening. The Citizen Certificate route takes longer because the activation code travels by post after the police-issued identity card is picked up; the postal step alone is up to two weeks. Cross-border foreign electronic identifiers register immediately on first sign-in, with no separate enrolment inside Finland.
Cost
€0
What You Need
Tap to check off items as you gather them
Additional Items
- Three primary routes into Suomi.fi-tunnistus — Mobile Certificate issued by DNA, Elisa, or Telia; online banking codes from a Finnish bank acting as a strong-authentication token in their own right (historically known as the TUPAS-equivalent route); and the Citizen Certificate smartcard installed on the chip of the police-issued Finnish identity card. The Finnish Authenticator application and a foreign electronic identifier notified under the EU electronic-identity scheme are additional routes available where a Finnish-credential route is not yet accessible.
- Mobile Certificate is operated as a consortium between the three Finnish mobile-network operators — DNA, Elisa, and Telia. The consortium maintains a shared canonical at mobiilivarmenne.fi confirming that the service "works with over 20,000 services" and that around 99 per cent of Suomi.fi-tunnistus-enabled e-services accept Mobile Certificate as a means of strong identification. Each operator sets the price for the service independently.
- Mobile Certificate operator-pricing parity, as published on each operator's product page — Telia bundles Mobile Certificate free of charge for Telia phone-subscription customers (€0/kk per month). DNA offers a twelve-month-free promotional period from activation, after which the published rate of €2,01/kk applies; the activation setup fee is also €0. Elisa includes Mobile Certificate free of charge with its Liittymäturva (Subscription Security) plans and otherwise charges €2,99/kk, with the first month free. International text-message rates may apply for Mobile Certificate authentication events while the user is abroad.
- Operator-specific embedded-SIM (eSIM) support is not uniform across the consortium. DNA states that embedded-SIM cards do not support Mobile Certificate and directs the customer to DNA customer service or a DNA store for a compatible SIM if activation fails. Telia confirms that Mobile Certificate can be activated on an embedded SIM. Elisa's consumer page does not surface an explicit embedded-SIM yes-or-no and points the customer to confirm with Elisa customer service at activation.
- Citizen Certificate activation code format and chip technology — the Citizen Certificate is activated by entering a code that the Digital and Population Data Services Agency posts to the registered address after the identity card is picked up. The activation-code length depends on when the identity card was issued: identity cards issued from 13 January 2026 onwards carry an updated chip technology with a shorter activation code (seven digits) compared with identity cards issued before that date (eight digits). The underlying activation process — connect the chip-card reader, install the agency's reader software, enter the activation code, set the basic identification code and the signature code — is unchanged.
- Cross-border use of Finnish-issued credentials — the Finnish Citizen Certificate was notified under the EU electronic-identity scheme in April 2025, and the agency states that cross-border identification at other European countries' public-administration e-services becomes available from the beginning of 2026 onwards. Verification at the destination service is recommended before relying on it.
- Operator-entity topology — the Digital and Population Data Services Agency is the lead authority for Suomi.fi e-Identification and the issuing authority for the Citizen Certificate. The Finnish Police issues the identity card on which the Citizen Certificate is installed. The Finnish Transport and Communications Agency Traficom is the supervisory authority for the strong-electronic-identification regime under the Act on Strong Electronic Identification and Electronic Signatures (617/2009). Mobile Certificate is jointly operated by DNA, Elisa, and Telia, with the consortium canonical at mobiilivarmenne.fi.
- Lockout recovery — five wrong entries of the Citizen Certificate activation code lock the activation flow. The Digital and Population Data Services Agency issues a separate unlock code on request to recover the card. Minors aged thirteen to seventeen enrolling Mobile Certificate with Elisa need guardian consent recorded through a power-of-attorney document.
Step-by-Step
- 1
Pick the Suomi.fi-tunnistus Route That Matches Your Situation
Expat New Arrival Resident- (Applicant) Confirm whether you already hold a Finnish personal identity code. The three primary Finnish-credential routes — Mobile Certificate, online banking codes, and the Citizen Certificate — all assume a Finnish personal identity code is in place.
- (Applicant) Choose Mobile Certificate if you already hold Finnish online banking codes and a postpaid Finnish mobile subscription with DNA, Elisa, or Telia. Choose the Citizen Certificate route if you hold or are about to receive the police-issued Finnish identity card with a chip. Choose the online-banking-codes-only route if you already log in to Finnish online banking and do not yet need a second token.
- (Applicant) Choose the Finnish Authenticator application or a foreign electronic identifier notified under the EU electronic-identity scheme if no Finnish-credential route is yet available and the destination e-service supports the chosen route.
💡 Tip: The realistic newcomer ordering is: register a Finnish personal identity code, open a Finnish bank account, sign a postpaid Finnish mobile subscription, and only then activate Mobile Certificate. There is no foreign-passport-direct activation path at any of the three operators.
- 2
Enrol Mobile Certificate with Your Operator
Expat New Arrival ResidentMobile-Certificate route only. Requires a postpaid Finnish mobile subscription with DNA, Elisa, or Telia, plus Finnish online banking codes as the bootstrap identifier.
- (Applicant) Open the operator-specific Mobile Certificate page — dna.fi/mobiilivarmenne for DNA, elisa.fi/tietoturva/mobiilivarmenne for Elisa, or telia.fi/kauppa/palvelut/mobiilivarmenne for Telia.
- (Applicant) Start the activation flow and authenticate with your Finnish online banking codes when prompted. The Suomi.fi-tunnistus activation guidance directs the applicant to verify identity "in connection with the activation" using Finnish online banking codes.
- (Applicant) Enter the Finnish mobile number, confirm a one-time code delivered by text message, and set a four-digit personal code that becomes the second factor for every Mobile Certificate identification event.
- (DNA, Elisa, or Telia) Activate the credential on the SIM. Mobile Certificate is then ready to use at any of the e-services that accept Suomi.fi-tunnistus.
💡 Tip: Telia confirms that the Mobile Certificate credential is valid for five years from activation and must be re-registered after expiry.
⚠️ Watch out: If activation fails because the SIM type is not supported — most commonly an embedded SIM on DNA — contact the operator's customer service or visit an operator store for a compatible SIM. Prepaid subscriptions cannot activate Mobile Certificate at any of the three operators.
- 3
Use Finnish Online Banking Codes as a Suomi.fi-tunnistus Token
Expat New Arrival ResidentOnline-banking-codes route. No separate Suomi.fi-tunnistus enrolment — the bank issues the credentials through its own onboarding flow.
- (Applicant) Open a Finnish bank account with one of the Suomi.fi-tunnistus-accepted banks — OP, Nordea, S-Pankki, POP Pankki, Säästöpankki, Aktia, Danske Bank, Handelsbanken, Ålandsbanken, or others. The bank issues the online banking codes after completing its own customer-identification flow against the Finnish personal identity code.
- (Applicant) At a Suomi.fi-tunnistus picker, select the bank's icon. The picker redirects to the bank's own authentication flow; the customer completes the bank's strong-authentication step and is returned to the destination e-service.
- (Bank) Vouches for the identification event to the destination e-service over the Suomi.fi-tunnistus gateway.
💡 Tip: The online-banking-codes route does not require any additional enrolment beyond holding usable codes at the bank. The same codes are also the bootstrap identifier used when activating Mobile Certificate.
- 4
Activate the Citizen Certificate on the Finnish Identity Card
Expat New Arrival ResidentCitizen-Certificate route. Requires a Finnish identity card with chip, the postal activation code, a computer, a chip-card reader, and the agency's reader software.
- (Applicant) Apply for the Finnish identity card at a police station inside Finland or at a Finnish mission abroad. The identity card carries the chip on which the Citizen Certificate is installed.
- (Digital and Population Data Services Agency) Post the activation code to the registered address after the identity card is picked up — typically within two weeks of card pickup.
- (Applicant) Install the agency's chip-card reader software on a computer and connect a chip-card reader. Run the activation flow, enter the posted activation code, and set two personal codes — one used for identification and one used for electronic signatures.
- (Applicant) Test the activated certificate by signing in to a Suomi.fi-tunnistus-accepting e-service.
💡 Tip: The activation-code length depends on the chip-technology generation of the identity card — earlier-generation cards use a longer activation code and current-generation cards use a shorter one. See the additional items and FAQs for the exact dual-format split; the activation process itself is the same.
⚠️ Watch out: Five wrong entries of the activation code lock the activation flow. Order the unlock code separately from the Digital and Population Data Services Agency to recover the card and retry.
- 5
Use the Finnish Authenticator or a Foreign Electronic Identifier
Expat New ArrivalFor people without a Finnish personal identity code, a Finnish bank account, a Finnish mobile subscription, or the Finnish identity card — or for destination e-services that explicitly accept the foreign route.
- (Applicant) Download the Finnish Authenticator application from the iOS or Android store and complete the in-application enrolment as described on the Suomi.fi-tunnistus instructions for the application.
- (Applicant) At the destination e-service, confirm before relying on the route that the service accepts the Finnish Authenticator application. The Suomi.fi-tunnistus guidance is explicit that the Finnish Authenticator is "only intended for foreigners who do not have a Finnish identification token" and that users "should verify with their specific e-service that Finnish Authenticator is accepted for authentication".
- (Applicant — foreign electronic identifier route) At the Suomi.fi-tunnistus picker, select "Identification Tokens of Other European Countries" and follow the home-country authentication flow. The destination e-service must be one that has opted in to foreign electronic identifiers.
💡 Tip: The Suomi.fi-tunnistus guidance confirms that around twenty European countries' electronic identifiers are recognised on the Finnish gateway, but acceptance at any specific Finnish e-service is decided by that e-service. The accepting subset is narrower than the picker implies.
- 6
Test Sign-In and Maintain the Token
Expat New Arrival Resident- (Applicant) Sign in to a Suomi.fi-tunnistus-accepting e-service — for example MyTax (Vero), OmaKela (Kela), or any of the broad set of public-administration e-services — to confirm the activated route works end-to-end.
- (Applicant) Keep the personal codes current. For Mobile Certificate, the four-digit code is needed at every identification event; for the Citizen Certificate, the basic identification code and the signature code are needed for their respective flows.
- (Applicant) Plan a re-enrolment if the Finnish personal identity code changes (every Suomi.fi-tunnistus token tied to the old code must be re-issued), if the SIM is swapped or the operator is changed (Mobile Certificate is re-enrolled with the new operator), or if Mobile Certificate approaches its operator-published validity expiry — Telia publishes a five-year validity from activation.
💡 Tip: International text-message rates may apply for Mobile Certificate authentication while abroad — Telia notes this on its product page. Confirm with your operator before relying on cross-border SMS-based authentication.
Local Tips from the Community
- If you have only just arrived and hold neither a Finnish identity code nor a Finnish bank account, the Finnish Authenticator application is the only Suomi.fi-recognised token you can use until those are in place. Each destination e-service decides whether it accepts the Finnish Authenticator, so confirm at the service before relying on it.
- The activation step for Mobile Certificate uses your Finnish online banking codes as the bootstrap identifier. Open the Finnish bank account before booking an operator activation slot — there is no foreign-passport-direct activation path with any of the three operators.
- Mobile Certificate is bound to the SIM, not to the device. Switching to a new operator means re-enrolling Mobile Certificate with the new operator; switching phones while keeping the same SIM does not.
- If you hold an electronic identifier notified under the EU electronic-identity scheme by another European country, you can sign in to a Finnish public-administration e-service that explicitly accepts foreign electronic identifiers. The list of accepting services is narrower than the Suomi.fi-tunnistus picker suggests — confirm at the destination service.
- The Citizen Certificate is not switched on by default when the police hand you a Finnish identity card. The card holds the chip and the certificate is burned to it, but you must activate it separately on a computer with a chip-card reader and the agency's reader software.
What Could Go Wrong
Activate Mobile Certificate at the operator portal: The subscription is prepaid, or the SIM does not support Mobile Certificate provisioning
Recovery: Switch to a postpaid Finnish subscription with the same operator — prepaid is not accepted by DNA, Elisa, or Telia. If the SIM itself does not support provisioning (notably an embedded SIM with DNA), contact the operator's customer service or visit an operator store for a compatible SIM.
Authenticate the Mobile Certificate activation with Finnish online banking codes: The customer does not yet have Finnish online banking codes
Recovery: Open a Finnish bank account first — online banking codes are issued after the bank completes its own customer-identification flow against the Finnish personal identity code. Mobile Certificate activation depends on this bootstrap and cannot be completed without it.
Receive the Citizen Certificate activation code by post: The activation code does not arrive within two weeks of identity-card pickup, or the registered postal address is no longer current
Recovery: Update the address registered with the Digital and Population Data Services Agency, then contact the agency to request a re-issue. The activation code is posted to the address held in the population information system at the time of issue.
Enter the Citizen Certificate activation code: The activation code is locked after five wrong entries
Recovery: Order the unlock code separately from the Digital and Population Data Services Agency. The unlock code recovers the card and allows the activation flow to be retried.
Sign in to a Finnish e-service with a foreign electronic identifier: The destination e-service rejects the foreign electronic identifier
Recovery: The foreign-identifier route is conditional on the destination e-service opting in. If the destination service does not accept foreign electronic identifiers, switch to the Finnish Authenticator application (which has its own per-service opt-in) or enrol a Finnish-credential route — Mobile Certificate, online banking codes, or the Citizen Certificate — once the prerequisites are in place.
Costs
| Item | Amount | Payment | Notes |
|---|---|---|---|
| Suomi.fi e-Identification gateway access | €0 | — | Free for individuals at the gateway. Relying e-services pay a per-transaction fee to the operating agency that does not pass through to end users. |
| Mobile Certificate (operator-set, three different price models) | €0 | — | Free at the gateway. Each operator sets its own monthly price for the credential separately; see additional items for the current operator-by-operator parity table. |
| Online banking codes as Suomi.fi-tunnistus token | €0 | — | No separate Suomi.fi fee. The use of online banking codes as a strong-authentication token is bundled into the bank's ordinary account fees. |
| Citizen Certificate on the Finnish identity card | €0 | — | The certificate itself does not carry a separate fee. The identity card on which it lives is subject to a separate fee published by the Finnish Police price list. |
| Finnish Authenticator application (foreigner route) | €0 | — | Free to download from the iOS and Android stores. The destination e-service decides whether it accepts the Finnish Authenticator. |
- Notes:
- Free for individuals at the gateway. Relying e-services pay a per-transaction fee to the operating agency that does not pass through to end users.
- Notes:
- Free at the gateway. Each operator sets its own monthly price for the credential separately; see additional items for the current operator-by-operator parity table.
- Notes:
- No separate Suomi.fi fee. The use of online banking codes as a strong-authentication token is bundled into the bank's ordinary account fees.
- Notes:
- The certificate itself does not carry a separate fee. The identity card on which it lives is subject to a separate fee published by the Finnish Police price list.
- Notes:
- Free to download from the iOS and Android stores. The destination e-service decides whether it accepts the Finnish Authenticator.
FAQ
General
Which Suomi.fi-tunnistus route should a brand-new arrival start with?
The realistic ordering is: register a Finnish personal identity code first; open a Finnish bank account second; sign a postpaid Finnish mobile subscription with DNA, Elisa, or Telia third; and activate Mobile Certificate fourth. The Citizen Certificate route is parallel and depends on receiving the police-issued identity card and the postal activation code. The Finnish Authenticator application is the only Suomi.fi-tunnistus token a newcomer without a Finnish personal identity code, bank account, or Finnish identity card can use — and the destination e-service has to opt in to it.
Can prepaid mobile subscriptions enrol Mobile Certificate?
No. The Suomi.fi-tunnistus activation page states that Mobile Certificate cannot be activated on a prepaid subscription. The customer needs a postpaid Finnish subscription with DNA, Elisa, or Telia. This applies uniformly to all three operators and is not negotiable per-customer.
Which Mobile Certificate operator is cheapest?
Pricing differs by operator and is set by each operator independently. Telia bundles Mobile Certificate free of charge with phone subscriptions. DNA offers a twelve-month promotional free period and applies its published monthly rate afterwards. Elisa bundles Mobile Certificate free with its Liittymäturva (Subscription Security) plans and otherwise charges a monthly rate with the first month free. Promotional terms change; check the operator portals listed in sources at the time of activation.
Is Mobile Certificate stored on the SIM or in an app?
On the SIM card. The consortium technical page describes Mobile Certificate as based on two-factor authentication using the customer's personal identification code and the phone's SIM card. There is no separate Mobile Certificate app. Switching to a new SIM — for example after changing operator — requires re-enrolling Mobile Certificate with the new operator.
Can Mobile Certificate run on an embedded SIM (eSIM)?
Operator-specific. DNA explicitly states that embedded-SIM cards do not support Mobile Certificate. Telia explicitly confirms that Mobile Certificate can be activated on an embedded SIM. Elisa does not surface an explicit answer on the consumer page and points the customer to confirm with Elisa customer service at activation.
I have the Finnish identity card with the chip. Is the Citizen Certificate already active?
No. The chip on the card carries the certificate, but the certificate must be activated separately. After the card is picked up at the police, the Digital and Population Data Services Agency posts an activation code to the registered address, typically within two weeks. The cardholder then connects a chip-card reader to a computer, installs the agency's reader software, enters the activation code, and sets two personal codes during the activation flow — one for identification and one for electronic signatures.
What is the activation-code format for the Citizen Certificate?
The activation code is posted by the Digital and Population Data Services Agency after the police-issued identity card is picked up. The format depends on the date the identity card was issued: cards issued from 13 January 2026 onwards carry an updated chip technology and use a seven-digit activation code; cards issued before that date use an eight-digit activation code. The activation process itself — chip-card reader, agency reader software, activation code entry, two personal codes set — is unchanged across both formats.
If my Finnish personal identity code changes, do my Suomi.fi-tunnistus tokens still work?
No. The Suomi.fi-tunnistus help pages state that new tokens are required when the personal identity code changes. Mobile Certificate, online banking codes, and the Citizen Certificate all need to be re-issued under the new personal identity code. Plan a re-enrolment window with the operator and the bank when a code change is processed by the Digital and Population Data Services Agency.
Can I use my home-country electronic identifier to sign in to any Finnish public service?
No. The Finnish gateway accepts foreign electronic identifiers notified under the EU electronic-identity scheme, but each destination e-service decides whether it accepts foreign electronic identifiers. The Suomi.fi-tunnistus guidance is explicit that foreign identifiers can be used only if the destination e-service has opted in. The accepting subset is narrower than the picker implies — confirm at the destination service before relying on it.
When will the Finnish Citizen Certificate work for signing in to other European countries' e-services?
The Digital and Population Data Services Agency states that the Finnish Citizen Certificate was notified under the EU electronic-identity scheme in April 2025, and that cross-border identification at other European countries' public-administration e-services becomes available from the beginning of 2026 onwards. The destination service has to support the cross-border flow at its end; verify with the destination service before relying on it.
After This Process
- → Activate the everyday e-services you will use first — MyTax for tax matters, OmaKela for social-security and health-insurance matters, the Migri visa-portal for immigration matters, and the Suomi.fi web service itself for messages and authority correspondence.
- → If you have already received the Finnish identity card with the chip, plan the Citizen Certificate activation early — the postal activation code can take up to two weeks, and the chip-card reader and reader software need to be set up before the first sign-in.
- → If you change Finnish mobile operator, re-enrol Mobile Certificate with the new operator — the credential is bound to the SIM, not portable across operators.
- → If you hold a foreign electronic identifier notified under the EU electronic-identity scheme, check before each new destination e-service whether that service accepts foreign electronic identifiers.
Sources
- Suomi.fi — What is Suomi.fi e-Identification (suomi.fi ↗)
- Suomi.fi — Information on identification tokens (suomi.fi ↗)
- Suomi.fi — Activating a Mobile Certificate (suomi.fi ↗)
- Suomi.fi — Using identification tokens of other European countries in Finland (suomi.fi ↗)
- Suomi.fi — Instructions for the Finnish Authenticator application (suomi.fi ↗)
- Suomi.fi — Citizen Certificate service page (suomi.fi ↗)
- Mobiilivarmenne — consortium English landing (mobiilivarmenne.fi ↗)
- DNA — Mobile Certificate (dna.fi ↗)
- Elisa — Mobile Certificate (elisa.fi ↗)
- Telia — Mobile Certificate (telia.fi ↗)
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10 sources cited last accessed 2026-05-21
T1 official portal · T2 embassy/consulate · T3 news · T4 community — higher tier wins on conflict. methodology →
- T1Suomi.fi — Digital and Population Data Services Agency (service definition) 2026-05-21
Suomi.fi e-Identification is the strong identification service which enables users to log into the electronic services of public administration in Finland. The service is being developed by the Digital and Population Data Services Agency.
suomi.fi - T1Suomi.fi — Digital and Population Data Services Agency (Mobile Certificate activation) 2026-05-21
Activation prerequisites — an active mobile subscription with DNA, Elisa, or Telia, and Finnish online banking codes used to verify identity in connection with the activation. Mobile Certificate cannot be activated on a prepaid subscription.
suomi.fi - T1Mobiilivarmenne consortium — DNA, Elisa, Telia (canonical English landing) 2026-05-21
Mobile Certificate is a service developed and maintained in collaboration between Finnish mobile-network operators DNA, Elisa, and Telia. It works with over twenty thousand services, and around 99 per cent of Suomi.fi-tunnistus-enabled e-services accept Mobile Certificate as a means of strong identification. Each operator sets the price for the service independently.
mobiilivarmenne.fi - T1Telia Finland — Mobile Certificate product page 2026-05-21
Telia publishes Mobile Certificate at €0/kk (free per month) bundled with Telia phone subscriptions. The credential is valid for five years from activation and must be re-registered after expiry. Telia confirms Mobile Certificate can be activated on an embedded SIM. International text-message rates may apply when authentication SMS is delivered abroad.
telia.fi - T1DNA Finland — Mobile Certificate page 2026-05-21
DNA publishes Mobile Certificate with a twelve-month-free promotional period from activation, after which a monthly rate of €2,01/kk applies; the activation setup fee is €0. DNA states that embedded-SIM cards do not support Mobile Certificate. The activation flow consists of registering online, verifying identity via Finnish online banking codes, entering the phone number, confirming a text-message code, and setting a four-digit personal code.
dna.fi - T1Elisa Finland — Mobile Certificate consumer page 2026-05-21
Elisa publishes Mobile Certificate at €2,99/kk with the first month free, and bundles it free of charge for customers on Liittymäturva (Subscription Security) plans. Free for corporate customers on Elisa business subscriptions. Functions on phones with text-message capability and one device at a time. Minors aged thirteen to seventeen need guardian consent recorded via a power-of-attorney document.
elisa.fi - T1Suomi.fi — Digital and Population Data Services Agency (Citizen Certificate service page) 2026-05-21
The Citizen Certificate is available to Finnish nationals and to foreign nationals residing in Finnish municipalities with valid residence permits, whose identity has been reliably established. The certificate is installed on the chip of the Finnish identity card issued by the Finnish Police; it is not automatically active and the cardholder must activate it separately. A fee is charged for the identity card itself according to the price list of the Finnish Police.
suomi.fi - T1Suomi.fi — Digital and Population Data Services Agency (cross-border identifier acceptance) 2026-05-21
The common European means of identification allows the safe use of e-services provided by public administration in Europe across national borders. Foreign electronic identifiers can be used at a Finnish e-service only if foreigners are permitted to use that specific e-service. Around twenty European countries are currently supported, including Austria, Belgium, Estonia, Germany, Italy, Latvia, Lithuania, Netherlands, Poland, Spain, and Sweden.
suomi.fi - T1Suomi.fi — Digital and Population Data Services Agency (Finnish Authenticator application) 2026-05-21
The Finnish Authenticator application is an identification service for foreign citizens that allows them to use Finnish public administration e-services. The application is only intended for foreigners who do not have a Finnish identification token, and users should verify with their specific e-service that Finnish Authenticator is accepted for authentication.
suomi.fi - T1Digital and Population Data Services Agency — Activation of the Citizen Certificate (cite-not-quote; canonical returns 403 to non-browser clients) 2026-05-21
The agency posts an activation code to the registered address within two weeks of identity-card pickup. Activation requires the activation code, a computer, a chip-card reader, and the agency's card-reader software. Activation creates two personal codes — a basic identification code and a signature code. Five wrong entries lock the activation code; a separately ordered unlock code recovers the card. On identity cards issued from 13 January 2026 onwards the activation code is seven digits long; on identity cards issued before that date the activation code is eight digits long. The agency states that identification and signature certificates it issues meet the requirements of Regulation (EU) No 910/2014 and the Act on Strong Electronic Identification and Electronic Signatures (617/2009). The Finnish Citizen Certificate was notified under the EU electronic-identity scheme in April 2025, with cross-border identification at other European countries' public-administration e-services available from the beginning of 2026 onwards.
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