🇲🇾 Malaysia

Three Malaysian banks — CIMB, Public Bank, and RHB — open personal accounts for foreigners, each with a different procedural shape. CIMB pairs branch onboarding with an online portal for some products. Public Bank is branch walk-in only — ask for the ACE Current Account by name. RHB requires in-person branch verification because passport is not accepted online. Funds at all three are protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to RM 250,000 per depositor.

How a foreigner obtains an income tax reference number (TIN) from LHDN through e-Daftar at the MyTax portal. The local term is Nombor Pengenalan Cukai. The flow covers file type IG for non-citizens, non-residents, and temporary-resident MyKAS holders. Citizen and PR auto-registration is out of scope, and so are employer and partnership registration.

The i-Kad is the identification card issued by Jabatan Imigresen Malaysia to foreign workers on a Visit Pass (Temporary Employment). The card is printed automatically when the VP(TE) is issued and delivered to the employer by an authorised vendor — not a standalone application. Card colour identifies the authorised employment sector. The user-actionable flow is replacement if the card is lost or damaged, and surrender at end-of-stay.

Malaysia's Employment Pass (EP) renewal is filed by the registered employer through ESD Online — not by the foreign worker directly. Lodge as early as three months before expiry. The Immigration Department's charter is 5 working days, with 30 days from approval to endorse the new ePASS at MYXpats Centre. The Revised Expatriate Salary Policy reshapes Category III from 1 June 2026.

Convert a valid foreign driving licence to a Malaysian Competent Driving Licence (CDL) through Jabatan Pengangkutan Jalan (JPJ). The published checklist (effective 19 May 2025) enumerates four applicant categories — Malaysian citizens, Singapore-licence Malaysians, Diplomatic / consular staff, and MM2H pass holders. Employment Pass / Spouse / Student Pass / Long-Term Social Visit Pass holders are not enumerated; the published path is Appendix B-2 'Exemption Application' (Method 5), granted at JPJ discretion.