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Suomi.fi e-Identification and Mobiilivarmenne (Mobile Certificate) Enrolment
Document Checklist
henkilötunnus · personbeteckning
Finnish personal identity code
Function: Required by all three primary enrolment routes — Mobile Certificate, online banking, and the Citizen Certificate. Allocated by the Digital and Population Data Services Agency when residence is registered or when an employer or service makes the registration request.
Issuing authority: Digital and Population Data Services Agency (Finnish Digi- ja väestötietovirasto · Swedish Myndigheten för digitalisering och befolkningsdata, "DVV").
The Finnish personal identity code (*henkilötunnus · personbeteckning*) is the master identifier behind every Suomi.fi-tunnistus token. If it is later replaced, every token tied to the old code must be re-enrolled under the new one.
pankkitunnukset · bankkoder
Finnish online banking credentials
Function: Used as a Suomi.fi-tunnistus token in their own right, and as the bootstrap identifier for Mobile Certificate activation.
Issuing authority: The customer's Finnish bank — OP, Nordea, S-Pankki, POP Pankki, Säästöpankki, Aktia, Danske Bank, Handelsbanken, Ålandsbanken, and others.
Issued after the bank completes its own customer-identification flow against the Finnish personal identity code. Finnish online banking codes (*pankkitunnukset · bankkoder*) are historically referred to as the TUPAS-equivalent token in Finnish strong-authentication.
Active Finnish mobile subscription
Required type: Postpaid Finnish subscription — prepaid is not accepted by any of the three operators. The SIM must support Mobile Certificate provisioning; embedded-SIM support varies by operator.
Operators: DNA, Elisa, or Telia.
Switching operators is not a transfer event for Mobile Certificate — the credential is re-enrolled with the new operator.
henkilökortti · identitetskort
Finnish identity card with chip
Function: Carries the Citizen Certificate on its chip. The card is the physical bearer of the smartcard-based route into Suomi.fi-tunnistus.
Issuing authority: Finnish Police (poliisi · polisen). Apply in person at a police station inside Finland, or at a Finnish mission abroad.
Identity-card fees are set by the Finnish Police's published price list and change independently of the Citizen Certificate (*varmennekortti · certifikatkort*) itself.
Activation code for the Citizen Certificate
Delivery: Posted to the registered address by the Digital and Population Data Services Agency after the identity card is picked up.
Use: Entered once on a computer with a chip-card reader, with the agency's reader software installed, to activate the certificate stored on the card's chip.
Five wrong entries lock the activation code. A separate unlock code can be ordered from the issuing agency to recover the card.
Chip-card reader plus reader software
Hardware: A chip-card reader connected to a computer. The reader is the consumer-grade type compatible with national identity-card chips.
Software: The Digital and Population Data Services Agency publishes the card-reader software on its own website; the same software is used for activation and for subsequent identification events.
Required only for the Citizen Certificate enrolment and use; not relevant for Mobile Certificate or online banking routes.
Foreign electronic identifier (cross-border route)
Acceptance: Electronic identifiers notified under the EU electronic-identity scheme are accepted at Suomi.fi-tunnistus when the destination e-service has opted in to foreign electronic identifiers. Around twenty European countries are currently included.
Use: Selected via the "Identification Tokens of Other European Countries" entry on the Suomi.fi-tunnistus picker; the user is forwarded to their home-country authentication flow.
The choice of e-services that accept foreign electronic identifiers is narrower than the picker implies — confirm at the destination service.
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